Platform

Turn Insurance Data Into Intelligence

Your data shouldn’t stop at ingestion. Vellum Insights transforms bordereaux data into real-time intelligence for underwriting, claims, actuarial, and operations teams.

We’re seeing higher loss ratios for this class.

The Challenge

Costly Surprises

The most expensive risks are the ones you don’t see coming. Exposure creep, loss ratio drift, risk concentrations, and data quality issues often surface only after it’s already too late to respond proactively.

Limited Insights

Without standardized, searchable, real-time data, insurers, reinsurers, aggregators, and MGAs lack the visibility needed to manage performance, spot emerging risks, and make timely decisions.

Long Waits

Teams are often forced to rely on data science or analytics teams to prioritize and run analyses on their behalf. This dependency creates delays, limits iteration, and makes it harder to answer time-sensitive questions when insights are needed most.

Key Capabilities

Real-Time Performance Insights

Generate real-time views into loss ratios, premium trends, accumulations, data quality, and partner performance, without wrangling spreadsheets or waiting months.

AI Operations Agent

Save time with real-time natural language queries to quickly see which files are late, which partners consistently struggle with data quality, and where you need to prioritize your efforts.

Automated Portfolio Monitoring

Customizable monitoring to track adherence to underwriting guidelines, portfolio shifts, large losses, and other potential costly changes to the portfolio.

Cross-Team Collaboration

Underwriting, actuarial, operations, finance, claims, and compliance teams can all access the same validated, structured data, eliminating bottlenecks, multiple versions of the truth, and disconnects.

Out of the Box and Self Service Analytics

Preconfigured premium, claims, and actuarial analytics—including loss triangles—provide immediate insight without custom builds. At the same time, self-service tools empower users to explore data, run analyses, and answer new questions on demand, without waiting on data science or engineering teams.

Earned Premium Calculation Engine

Supports multiple earning patterns and methodologies, enabling accurate earned premium calculations across diverse policies and underwriting structures.

Frequently Asked Questions

Insurance portfolio intelligence software helps insurers, MGAs, and reinsurers continuously monitor performance, exposure, and risk across their portfolios. It transforms raw underwriting, claims, premium, and exposure data into actionable insights, enabling teams to detect trends, identify outliers, and anticipate issues before they become financial surprises.

Traditional reporting is static and backward-looking. Portfolio intelligence is continuous and proactive. Vellum’s Intelligence Suite uses AI and ML to surface emerging risks, performance shifts, and anomalies in real time so teams can act on signals, not just review outcomes.

Vellum identifies exposure concentration, risk concentration, loss ratio drift, claims severity, data quality issues, and underperforming programs across geographies, perils, partners, and time periods.

Vellum’s AI agents continuously analyze standardized insurance data to flag anomalies, surface trends, and answer portfolio questions in natural language. Teams get instant, explainable insight without writing SQL or building custom dashboards.

Underwriting, actuarial, finance, claims, risk, and executive teams all use Vellum’s Intelligence Suite to gain a shared, trusted view of portfolio performance and exposure without relying on analysts or delayed reporting cycles.

Vellum’s intelligence is built on standardized data models and validated inputs. Every insight is grounded in clean, consistent, and auditable data, ensuring teams can trust what they see and act confidently.

Yes. Vellum does not require you to use our BI or intelligence layer. We expose analytics-ready, well-modeled data that can be seamlessly integrated into your existing ecosystem, allowing you to leverage the BI tools of your choice or query the data directly using SQL. This gives teams complete flexibility to analyze portfolios, build dashboards, and run custom analyses without being locked into a proprietary analytics experience.

See the Platform in Action

Vellum is built by insurance experts to solve the industry’s most persistent data challenges. Our AI-driven platform standardizes, validates, and aggregates insurance data across underwriting, claims, and financial workflows, giving teams a trusted, real-time view of their portfolios and the confidence to act.