Platform
Turn Insurance Data Into Intelligence
Your data shouldn’t stop at ingestion. Vellum Insights transforms bordereaux data into real-time intelligence for underwriting, claims, actuarial, and operations teams.
We’re seeing higher loss ratios for this class.
The Challenge
Costly Surprises
The most expensive risks are the ones you don’t see coming. Exposure creep, loss ratio drift, risk concentrations, and data quality issues often surface only after it’s already too late to respond proactively.
Limited Insights
Without standardized, searchable, real-time data, insurers, reinsurers, aggregators, and MGAs lack the visibility needed to manage performance, spot emerging risks, and make timely decisions.
Long Waits
Teams are often forced to rely on data science or analytics teams to prioritize and run analyses on their behalf. This dependency creates delays, limits iteration, and makes it harder to answer time-sensitive questions when insights are needed most.
Key Capabilities
Frequently Asked Questions
Insurance portfolio intelligence software helps insurers, MGAs, and reinsurers continuously monitor performance, exposure, and risk across their portfolios. It transforms raw underwriting, claims, premium, and exposure data into actionable insights, enabling teams to detect trends, identify outliers, and anticipate issues before they become financial surprises.
Traditional reporting is static and backward-looking. Portfolio intelligence is continuous and proactive. Vellum’s Intelligence Suite uses AI and ML to surface emerging risks, performance shifts, and anomalies in real time so teams can act on signals, not just review outcomes.
Vellum identifies exposure concentration, risk concentration, loss ratio drift, claims severity, data quality issues, and underperforming programs across geographies, perils, partners, and time periods.
Vellum’s AI agents continuously analyze standardized insurance data to flag anomalies, surface trends, and answer portfolio questions in natural language. Teams get instant, explainable insight without writing SQL or building custom dashboards.
Underwriting, actuarial, finance, claims, risk, and executive teams all use Vellum’s Intelligence Suite to gain a shared, trusted view of portfolio performance and exposure without relying on analysts or delayed reporting cycles.
Vellum’s intelligence is built on standardized data models and validated inputs. Every insight is grounded in clean, consistent, and auditable data, ensuring teams can trust what they see and act confidently.
Yes. Vellum does not require you to use our BI or intelligence layer. We expose analytics-ready, well-modeled data that can be seamlessly integrated into your existing ecosystem, allowing you to leverage the BI tools of your choice or query the data directly using SQL. This gives teams complete flexibility to analyze portfolios, build dashboards, and run custom analyses without being locked into a proprietary analytics experience.
See the Platform in Action
Vellum is built by insurance experts to solve the industry’s most persistent data challenges. Our AI-driven platform standardizes, validates, and aggregates insurance data across underwriting, claims, and financial workflows, giving teams a trusted, real-time view of their portfolios and the confidence to act.